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I booked a bedroom and a roomette on the same overnight Amtrak train. The bedroom is worth the splurge for longer rides.

If you’re traveling somewhere between Chicago and San Francisco, I highly suggest making a trip of it by taking the California Zephyr, an incredibly scenic overnight Amtrak train through the American West.

I’ve ridden it twice. In January 2025, I took a 15-hour leg of the route from Denver to Salt Lake City and booked a roomette for $400. Then, in February 2026, I took the entire 53-hour journey from Chicago to Emeryville, California, and booked a bedroom for $2,200.

If you’re wondering if the bedroom was worth the upgrade, I think it depends on how long your trip is. But I’ll give you all the details so you can decide for yourself.

I’ve taken two overnight train trips aboard the California Zephyr.

The California Zephyr stopped at a platform in Colorado. 

Joey Hadden/Business Insider

The California Zephyr is a double-decker Amtrak Superliner train that runs between Chicago and Emeryville, California.

The train has coach cars with regular seating and sleeper cars with private cabin accommodations — roomettes (the lowest tier), bedrooms, and bedroom suites (two joined bedrooms). There are also larger, family-sized bedrooms and accessible bedrooms.

First, I stayed in a roomette for a 15-hour trip from Colorado to Utah.


The author sits with her feet up in an Amtrak roomette looking out a window to the left

The author relaxes in a roomette on the California Zephyr. 

Joey Hadden/Business Insider

For the shorter journey from Denver to Salt Lake City, I booked a roomette for $400. With two seats and two beds, the roomette sleeps up to two passengers, though I was traveling alone.

Then I booked a bedroom for a 53-hour trip from Illinois to California.


The author standing smiling in the Amtrak bedroom with a bunk bed in the background

The author enjoys a bedroom in the California Zephyr. 

Joey Hadden/Business Insider

I booked a bedroom for the full journey from Chicago to Emeryville for $2,200. The bedroom is roughly twice the size of a roomette and also includes a full bathroom. The bedroom also sleeps two, but again, I was traveling solo.

At 50 square feet, the bedroom was more than twice the size of the roomette.


Inside an Amtrak bedroom with two seats across from eachother in front of a wide window

Inside the bedroom accommodation. 

Joey Hadden/Business Insider

The bedroom had a couch and a seat facing each other, with a table between them. I appreciated having a couch for the longer trip because I could stretch out and relax during the day.

I also liked that there was a bit more floor space in the bedroom.

In the roomette, the two chairs folded down to form a lower bunk.


A composite image of two train seats converted into a bed with a blue blanket

Seats in the roomette folded down into a bed. 

Joey Hadden/Business Insider

The bed was cushy and wide enough to snuggle up comfortably.

In the bedroom, the couch folded down to form a cot that appeared to be slightly wider than the roomette bunk.


A composite image of the bottom bunk in the Amtrak bedroom with sheets and a blue blanket on top, and the author lying in bed looking out the window

The author rests in the lower bunk in the bedroom. 

Joey Hadden/Business Insider

The lower bunk in the bedroom felt more spacious than the one in the roomette.

Both rooms also had a top bunk that pulled down from the ceiling.


The author lays on the top bunk in an Amtrak bedroom. There's a couch below and a ladder on the left

The author relaxes in the bedroom’s top bunk. 

Joey Hadden/Business Insider

Since I had two nights in the bedroom, I spent one night in each bunk.

The bedroom had a full en suite bathroom.


A composite image of a toilet behind a shower and a sink and vanity with a storage cabinet on the right in an Amtrak bedroom

The bathroom inside the bedroom. 

Joey Hadden/Business Insider

Inside the bedroom, there was a sink and vanity with a built-in cabinet where I found hand towels, soaps, toilet paper, and space to store my own toiletries. The toilet and shower were in a tiny space separated by a door.

For two nights on a train, I was thankful to have my own shower.

Roomette passengers shared a bathroom and a shower with other sleeper cabin passengers.


A composite image of a glass shower door with a skyline etching on it and the inside of the shower

The shared shower in the sleeper car. 

Joey Hadden/Business Insider

Since I only spent 15 hours in the roomette, I didn’t mind not having a bathroom in my room. I didn’t use the shared shower; instead, I washed up once I arrived at my destination.

The bedroom had more storage space than the roomette.


A composite image of luggage storage in the roomette and bedroom

Storage in the roomette (left) and bedroom (right). 

Joey Hadden/Business Insider

Each room had a mini closet with two hangers inside, as well as a shelf that appeared to be for storing luggage. In the roomette, the shelf was only large enough for my backpack, but in the bedroom, it held my carry-on suitcase.

On both trips, I also had access to shared luggage storage space in the train car.

The bedroom also had a larger mirror.


A composite image of the author in mirrors in the roomette and bedroom

The mirror in the roomette (left) and the bedroom (right). 

Joey Hadden/Business Insider

Both rooms had mirrors, but the roomette mirror was shorter and thinner. So I appreciated the wide, full-length mirror in the bedroom. It wasn’t just convenient for getting ready — it also made the space feel larger.

Both bookings included meals.


Inside an empty train dining car with blue booths

Inside the dining car on the California Zephyr. 

Joey Hadden/Business Insider

Passengers had the option of eating in the dining car or in their rooms.

I think I booked the right room for each trip.


A composite image of the author sitting in a seat inside an Amtrak train's roomette accommodation, looking out a window on the left, and the inside of an Amtrak bedroom with a sofa and closet on the left, a sink on the right, and a sliding door with a curtain in the middle

The author in the roomette (left) and a peek inside the bedroom (right). 

Joey Hadden/Business Insider

The bedroom served me well for the two-night journey, and I would splurge on it for any Amtrak trip 24 hours or longer. I think it’s worth the added price for the extra space and full bathroom.

At the same time, I’m glad I booked the roomette for the 15-hour journey. It was a short trip compared to other overnight rides, so sacrificing some comforts and privacy to save money was a good move for me.




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My Airbnb made me $2,300 a month and was almost always booked. Nightmare guests made me quit hosting.

This as-told-to essay is based on a conversation with Wendy Martin, 50, who chose to delist the Airbnb on her property near Dayton, Ohio, after bad experiences with guests. The conversation has been edited for length and clarity.

We purchased our property from a family member who was already doing Airbnb.

The owners enjoyed it and were pretty successful at it. They made us quite a deal on the property, so we decided to go ahead and just keep it as an Airbnb.

It’s a small single-family home. It was built in 1910 as the original home on the property while the family was having the main house built.

It’s really close to the back of the main house. If I were in my home office and there were people in the living room of the Airbnb, I would be able to tell you what they looked like, so it’s a little bit awkward to be like a traditional rental.

So we thought Airbnb, with people who were here short-term coming and going, would be a really great way to give us a little bit of extra money.

It has three bedrooms, one-and-a-half bathrooms, and probably about 1,300 square feet. It has a full kitchen, washer, and dryer.

It’s located on our six-acre property, so people have full use of the trails and the woods, and we’ve got a little stream, and they can feed the fish in the koi pond.


A koi pond.

A koi pond on the property.

Courtesy of Wendy Martin



We are within 20 minutes of four or five different colleges. We’re 15 minutes to Wright-Patterson Air Force Base. We’re an hour to Columbus, Ohio, and an hour to Cincinnati — so the location is great.

We don’t get a whole lot of vacation rentals, but we get a lot of people coming to visit family or military PCSes, and a lot of college graduations and new student drop-offs and parent weekends — things like that.

From about March until the end of December every year, we’ve had almost no weekends open.

The previous owners had great success with it, and they met some great people, so we decided that we would continue doing that. We eventually re-listed it as our own after we bought the property and have been running it ever since. We’ve been hosting for about two-and-a-half years now.

Bad experiences with guests made us leave the platform

I’m taking the property off Airbnb for a few reasons.

Primarily, I was recently diagnosed with a mild form of leukemia. It’s not nearly as scary for me as it is for some people, but we don’t know when I might get sick, and at some point, I’m going to be too sick to actually run the Airbnb.

But in two-and-a-half years, we’ve had three really terrible experiences — and two of those were the same guests. This was probably the first time that it was frustrating for me to be a host.

Once, we had guests stay here for five days, and the two guys just hung out. They brought a couple of big, stinky dogs, because we allow pets with no pet fee, and they were basically just slobs. For some reason, they drove up the driveway all the way up into the yard on the grass.


A yard on an Airbnb property.

Martin’s yard.

Courtesy of Wendy Martin



They didn’t break anything or trash the house, but the house was pretty gross after they got out of there, so it took us a while to clean. A few months later, I didn’t realize the same guest who had booked before was booking the house again.

Three days before he showed up, I realized, “Oh my God, this guy again?” So that was frustrating.

Another time, a guy said he and his friends were coming to stay. They stayed for like 10 days, and they trashed our house. I mean, just filth. Food wrappers stuffed under mattresses and behind beds. They had dumped a pot of cooked food in the flower bed in the front yard. They melted a remote control.

Given the extra cleaning and the damage that they did, I filed a reimbursement request with Airbnb for $160. I sent all the documentation.


A living room.

The living room.

Courtesy of Wendy Martin



I wasn’t asking for an exorbitant amount. And then they just paid me $10 total for a remote control. I would’ve rather they sent me $0.

[Ed note: When reached for comment about Martin’s complaint, Airbnb said, “We thoroughly reviewed the photos submitted, as we do with all host damage claims, and partly reimbursed the host for the damage found. We value our hosts and do our best to support them throughout their hosting journey.”]

After that, my husband and I made the decision that maybe this isn’t going to be for us. My daughter and her girlfriend and their best friend live nice and close. They’re in their mid-20s, living in college apartments, so we agreed to let the girls come rent it.

We’ll make about half the money we would normally make, but I now no longer have to be a cleaner. I don’t have to replace all the snacks and water. I don’t have to worry about replacing linens or towels or providing shampoo or any of that other stuff.

Going forward, I’m going to rent to my daughter instead

We don’t use smart pricing — I just charged $125 a night and a $75 cleaning fee. If people stay for more than seven days or more than 15 days, then I’d give them a 10% or a 15% discount.

For a weekend stay, we’re usually clearing about $325 for a two-night stay — and that could be one person, or it could be six people because we allow up to six, and we don’t charge extra for anybody.

We’re not a tourist town, so for the people we’re serving, we’re fulfilling some kind of need for them. People do not come to Dayton, Ohio, to hang out and live their lives.

So, typically, the people that are coming here are the same people that we would have coming if it were our family, and it was important to me that we provided someplace nice that people could also afford, without it being so cheap that we were getting guests who just showed up and trashed the place.


A kitchen.

The kitchen.

Courtesy of Wendy Martin



We’ve hosted people who have unfortunately lost family members in tragic accidents, or we had one repeat guest who came because her dad was in assisted living, so she would come for the same long weekend at the beginning of every month for nine months, and she stayed with us every week or every month.

We had six bookings going into the new year already — mostly in March and April — so I reached out to each of them, explaining that I had to cancel their stays.

We’ve met some really cool people who have stayed with us multiple times, and it kind of sucks to take that option away from them.


The exterior of a home.

The front of the Airbnb property on Martin’s property.

Courtesy of Wendy Martin



Normally, we bring in about $2,300 a month on average. But we’re going to charge my daughter and her roommates about $1,300 a month — and that includes all utilities.

But they’re also going to be doing some yard work, which will save us some additional money. So I think it’ll all end up coming out in the wash because we don’t have to provide linens and snacks, and I don’t have to pay somebody to come clean.

Once I’m healthy again and they decide to move on, then likely we will go to something like Furnish Finder and do something a little more long-term where I can have a little more control over it.

Axel Springer, Insider Inc.’s parent company, is an investor in Airbnb.




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jill robbins smiles in front of a tree

I’m a seasoned cruiser, but I still booked the wrong room for my family of 4 on a recent sailing

As our family’s primary vacation planner, I’ve found we get the most mileage out of cruises. The “most things included” pricing is easy on our budget, and we like the wide range of activities and dining options.

My kids are in high school, and we’ve been cruising together since they were in first grade. Still, I managed to make a rookie mistake with our most recent seven-night Western Caribbean Princess cruise.

I had booked it while on a Princess Alaskan cruise with my husband and got a great rate. However, I had a moment of panic when we boarded the Regal Princess weeks later and got a first look at our stateroom.

Although I’d selected a “cabin that sleeps four,” I only saw two twin beds.

Everyone ended up having a bed, but the setup was far from ideal


Two twin beds in Princess cruise cabin

When I got our first look at our stateroom on the Regal Princess, I had a moment of panic when I saw two twin beds.

Jill Ribbons



Despite the initial shock, we quickly realized our 222-square-foot cabin could indeed sleep four people. Our steward told us there were two additional beds stored in the ceiling that he would pull out every evening.

We asked if the two twin beds on the ground could be converted into a queen for my husband and me, and were told they could, but there would be no place to put the ladder for the upper bunks.

So, we left the arrangement as it was.


Beds from ceiling with ladders leading up to them

We ended up putting the ladders against the wall to give us some more room to walk.

Jill Ribbons



On the bright side, we had sufficient sleeping space, and my kids didn’t have to share a bed. Our steward set up the beds each evening while we were at dinner and put them up again after breakfast.

Despite being small, the beds were comfortable, and we all got decent sleep.

The biggest issue was that there was no room to sit up and read or watch TV in bed — the upper bunk was that close to the ceiling. The ladders also made moving around the cabin a game of Tetris, especially at night.


Beds from ceiling with ladders leading up to them

With the beds and ladders out, our path to the bathroom was incredibly narrow.

Jill Ribbons



Casualties included one head bump (me, the first night) and one kid stepping on my legs when he skipped the ladder. After that, we adjusted.

On the bright side, having a small balcony (albeit one with an obstructed view of the ocean) meant we had easy access to natural light, fresh air, and a bit of extra space, which made a difference.

Despite the drawbacks, we still had a great time


Author Jill Robbins and husband smiling with drinks on balcony on Princess Cruise

My husband and I spent some time on our obstructed balcony.

Jill Robbins



In the end, we got a good enough discount on the room that I didn’t mind a little extra inconvenience.

Though I would’ve liked a bigger bed and more room, our small stateroom didn’t stop us from enjoying the cruise. We were only in the room to sleep and shower, and after a day or two, the bunks didn’t feel like a big deal.

This was the first time my kids had sailed on Princess, and our postcard-sized digs didn’t affect how we felt about the cruise overall.

We’d 1000% do this cruise with teenagers again — just not in this stateroom.

Admittedly, I made a rookie mistake — and I know just how I’ll avoid it next time


View off of balcony on Princess cruise with lifeboat blocking part of the view

We booked a cabin with an obstructed-view balcony.

Jill Ribbons



Looking back, I can see what led me to choose the wrong cabin for our family.

While booking with a sales rep on a previous cruise, I got caught up in the moment and the good deal. I didn’t think to ask detailed questions, like the specifics of the bed arrangements.

My biggest mistake was assuming. On cruises I’ve been on with Disney and Carnival, cabins that sleep four are configured differently, with a queen bed and a couch that converts into bunks across the room.

I should’ve asked more questions and watched fellow cruisers’ cabin tour videos online before booking anything. Had I done that, I likely would’ve chosen a different cabin or adjusted my reservation before our departure.

By the time we’d boarded, our cruise was full, and even if a larger cabin had been available, it would’ve cost more.

Next time, I’d be more prepared, or just book my cruise at home, where it’d be easier to review the details on my own.

A travel advisor familiar with cruising could also have steered us toward a better option for a family of four with teens. Though I recommend them to first-timers, I don’t usually use one for cruises.

At the end of the day, even though I should have known better, I couldn’t help but laugh at myself.




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I booked a business-class ticket on the new Amtrak Acela train. It wasn’t worth the $180 price tag.

  • I paid $180 to ride in business class from NYC to Washington, DC, on the new Amtrak Acela train.
  • The train had modern amenities, like 5G WiFi, high-tech bathrooms, and ergonomic seating.
  • Despite upgrades, the high price outweighed the benefits of traveling in business class.

I’ve spent 26 hours riding the rails in business class around the world. My most recent Amtrak trip was the best business-class experience I’ve ever had in the US — but it still wasn’t worth the price tag.

In September 2025, I booked a business-class ticket from New York City to Washington, DC, on the Amtrak NextGen Acela train for $180.

The three-hour ride felt extremely comfortable and a tad luxurious. In the end, though, I couldn’t see myself splurging for it again.

I rode from New York City to Washington, DC, on the Amtrak NextGen Acela train.

The exterior of the Amtrak NextGen Acela train.

Joey Hadden/Business Insider

The Amtrak Acela is an express service between Boston and Washington, DC. The train line introduced a new fleet on the route in August 2025, known as NextGen Acela.

In addition to being the fastest Amtrak train with a top speed of 160 miles per hour, the NextGen Acela has modern interiors and high-tech amenities.

I booked a business-class ticket for $180.


An aerial view of an Amtrak NextGen Acela pamphlet opened on a tray table

A brochure on the train.

Joey Hadden/Business Insider

The Amtrak Acela trains only have two classes — business and first. I booked my business-class ticket for $180.

Out of curiosity, I looked at the pricing for coach seating on the regional Amtrak train, which is 30 minutes slower than the Acela. It was $40.

When I arrived at Penn Station in NYC, I sat on the floor to wait for my train.


Passengers stand in line to board trains inside Penn Station in NYC.

The line to board the author’s train.

Joey Hadden/Business Insider

My train was scheduled to leave at 10 a.m., but there was a 90-minute delay. Since I was stuck at the station for longer than anticipated, I briefly considered going to the Metropolitan Lounge, an elevated space overlooking the train hall with cozy seating and complimentary refreshments.

First-class passengers and those traveling in sleeper accommodations can get into the lounge for free, but other Amtrak riders have to pay $50 to access it.

Since I’d already splurged on the business-class ticket, I decided to skip the lounge and head to the standard waiting room instead, but it was full. I finally settled for a seat on the floor against the wall until it was time to board.

Since I wasn’t in first class, I didn’t get priority boarding.


A composite image of people going down an escalator and boarding a train on an underground platform

Passengers board the train.

Joey Hadden/Business Insider

When I got in line to board, I was reminded that business class is just a standard ticket on the Amtrak Acela. Unlike business-class rides I’ve taken that also had coach seating, this trip didn’t include the perk of priority boarding.

The business-class car had a sleek, modern look.


Inside a business class Amtrak car with two passengers on the right

Inside the business-class car.

Joey Hadden/Business Insider

Retractable window shades, exposed overhead bin space, informative screens, and ergonomic seats made the car feel like a step up compared to business-class Amtrak trains I’ve booked in the past.

The seat was much more comfortable than most I’ve booked on Amtrak trains.


A composite image of an empty window seat on a train and the back of the seat in front of it

The author’s business-class seat.

Joey Hadden/Business Insider

Soft, cushy, spacious, supportive — these are the words that popped into my head when I settled into my business-class seat. A reclining function and footrest made the ride even more comfortable.

Power outlets, USB ports, and a reading light were all conveniently located on the side of the seat. In front of me was a tray table and a fold-out cupholder.

I spent most of the ride streaming YouTube videos.


A hand holds a phone playing a music video in front of a train seat back

The author watches music videos.

Joey Hadden/Business Insider

Most Amtrak trains I’ve been on have had WiFi, but in my experience, the connection has typically been too weak for much more than a Google search.

I was stoked when the NextGen Acela’s 5G WiFi was fast enough to stream YouTube videos without any issues. I passed the time by watching live sessions of my favorite bands.

The bathroom was spacious and clean with modern touches.


A composite image of a blue door leading to a business-class train bathroom and inside the bathroom with red accents, the author takes a mirror selfie

Inside the business-class bathroom.

Joey Hadden/Business Insider

I’ve learned to set the bar low for train bathrooms. Stocked toilet paper, soap, and paper towels are not a given. Cleanliness and extra space aren’t either. In my experience, some business-class bathrooms are no different from those in coach.

So I was ecstatic when I stepped inside the lavatory on the NextGen Acela. The automatic door opened into a spotless space that felt big enough for two people to do jumping jacks simultaneously.

I found it aesthetically pleasing too, with bold red accents and trendy touches, from the shelf to the mirror.

I also appreciated the touchless water, soap, and dryer functions on the sink.

Although it was much more comfortable than sitting in coach, I didn’t think a business-class ticket was worth the high price point.


Inside an empty coach cabin on an Amtrak train

A coach car on another Amtrak train.

Joey Hadden/Business Insider

“Amtrak travelers always have their preference,” an Amtrak representative wrote in an email to Business Insider. “If they want to experience these premium trains with enhanced amenities, they can. Or, if they prefer convenient and affordable downtown-to-downtown service up and down the Northeast Corridor, Northeast Regional trains offer a comfortable and enjoyable way to travel throughout the Northeast Corridor and points beyond.”

The next time I take an Amtrak train, I’ll miss the cozy seat, elevated bathroom, high-speed WiFi, and shorter travel time. Still, these perks weren’t enough for me to consider Acela’s business class to be worth more than quadruple the price of a coach ticket.




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