Eliza Relman

Three generations live next door — and it’s helping this family afford both housing and elder care

Lauren McCadney had always wanted to live next door to friends or family. In her late 50s, she finally made that happen, though not the way she’d planned.

In 2020, Lauren’s mother, who had been living with her brother and his family in Frederick, Maryland, died. Lauren, who was going through a difficult divorce and doesn’t have children, decided she wanted to be closer to her family and help her brother care for their dad, who was dealing with his own health challenges.

In 2021, she moved from her home in Chicago to Maryland, renting a house a few blocks away from her brother, James, her sister-in-law, Lorri, and twin 20-year-old nephews, Drew and Carter. In 2023, the five-bedroom house next door to James and Lorri went on the market, and Lauren bought it and moved in with her sister, Cheryl.


Lauuren McCadney's family home.

Seven family members across three generations live next door.

Charlotte Kesl for BI



Now the seven family members live between the two houses, sharing caregiving responsibilities for James Sr., the family patriarch, and forming what they call a family compound.

Multigenerational living was once the norm in the US. Before World War II, it was almost unheard of for older adults to live independently or to receive care outside their families, while younger people often waited until marriage to move out. That changed for millions of American families as they lived farther apart, independent living services for older people became more accessible, and more women joined the workforce.

Now, as the costs of housing, long-term care for seniors, and childcare soar, that trend is beginning to reverse. The McCadneys are one of a growing number of American families moving back in together — or never separating in the first place. The number of people in the US living in multigenerational households — those with two or more adult generations — quadrupled between 1971 and 2021, according to Pew Research.

“I feel very blessed and fortunate that we have the situation we have,” Lauren said, “because I have friends who are the primary solo caregiver, and that is hard.”


Lauuren McCadney and family.

The McCadneys split caregiving duties and expenses.

Charlotte Kesl for BI



Sharing caregiving and expenses

The McCadney family splits caregiving duties — and everyone saves money in their arrangement.

Lauren, who retired from her career in tech marketing in 2024, renovated her house to suit her family’s needs, refinishing the basement into a separate living space for Cheryl and making the first floor accessible for their father, who has a neurological condition that makes walking difficult and affects his memory.

Cheryl, who pays below-market rent, takes care of Lauren’s dog while she’s on vacation. Their brother manages most of their father’s personal and medical care, while Cheryl spends a lot of time with him during the day. Lauren likes to take her father, who uses a scooter, to restaurants, breweries, and concerts.

When any family member goes on vacation or is otherwise occupied, they know another family member will be there to take care of the elder James.

By not putting the elder James in assisted living or a nursing home, the family is saving significant sums. “Unless you’re a billionaire, I don’t think that most people have the luxury of saying cost is not a consideration,” Lauren said.


Lauuren McCadney's father.

The family is saving a significant amount of money by taking care of the elder James at home.

Charlotte Kesl for BI



They also appreciate the peace of mind that comes from knowing their dad is being cared for by family. Plus, James Sr. wasn’t keen on moving into a facility.

“We know that he’s going to get much better care, and from a socialization perspective, from a stimulation perspective, from having a reason to get out of bed perspective,” Lauren said. “That’s something you cannot put a price on.”

Drew and Carter, who save on rent by living at home, also chip in, including by helping Lauren. They mow their aunt’s lawn, give her rides to the airport, and recently drove her to and from eye surgery.

“I do love that my boys have lived their formative years in a multigenerational household,” said Lorri, who’s a teacher. “It is, hopefully, clear to them that love is an action.”

Navigating challenges and an uncertain future

There are real challenges with caring for an aging family member. The siblings don’t have as much flexibility or privacy as they otherwise would. Cheryl said that before she moved in with Lauren, she “had grown accustomed to living alone and having flexibility to decide when to or not to interact with others.” Living with family has changed that.


Lauuren McCadney

The family aims to strike a balance between all three generations.

Charlotte Kesl for BI



James and Lorri are sandwiched between caring for their kids and their parents, all while juggling full-time jobs. Even as the couple is on the precipice of becoming empty-nesters, they’re responsible for someone who’s ever more dependent on them.

“I know there are times when James is exhausted and or frustrated,” Lorri said, “and as his wife, that’s hard to watch.”

James, who works for Maryland’s Department of Human Services, said there’s a constant balance to strike in doing right by all of his family members.

“Am I taking anything away from my children, or did I take anything away from them?” he said. “We hope that we’re doing all the right things.”


Lauuren McCadney and family.

Multigenerational living is on the rise.

Charlotte Kesl for BI



The McCadneys don’t know how long they’ll stay where they are. Lauren’s house requires a lot of maintenance that she’d rather not have to deal with as she ages. Lorri and James hope to someday downsize and spend more time at the beach in their travel trailer. As long as the elder James is living with them, the couple said they’ll stay in their home.

Lauren doesn’t know who will take care of her when she’s older. She and her friends talk about buying a piece of land and building several small homes on it, creating their own communal living arrangement where they could share a caregiver and help each other out.

“A lot of my friends are sitting around right now having this conversation, which is, ‘We don’t have kids, who’s taking care of us? How do we do this?'” she said.

While so much about the future is uncertain, she’s taking one day at a time for now.

“I’m just happy that everything works for right now,” she said.




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AI CEO warns AI’s disruption will be ‘much bigger’ than COVID: ‘The people I care about deserve to hear what is coming’

It’s never a good sign when a CEO warns something more disruptive than COVID is heading our way.

In an essay titled “Something Big Is Happening,” Hyperwrite CEO Matt Shumer said AI can now do all of his technical work — and he thinks your job could be next.

“I’m writing this for the people in my life who don’t… my family, my friends, the people I care about who keep asking me ‘so what’s the deal with AI?’ and getting an answer that doesn’t do justice to what’s actually happening,” Shumer wrote in his nearly 5,000-word post published Tuesday on X.

As of Wednesday morning, Shumer’s post had 40 million views and 18,000 retweets.

Shumer said that the reason people in tech “are sounding the alarm” is that they have already experienced what’s coming for everyone else.

“We’re not making predictions,” he wrote. “We’re telling you what already occurred in our own jobs, and warning you that you’re next.”

Shumer said that many people outside tech wrote off AI years ago after a clunky experience with an early edition of ChatGPT.

“The models available today are unrecognizable from what existed even six months ago,” he wrote. “The debate about whether AI is ‘really getting better’ or ‘hitting a wall’ — which has been going on for over a year — is over.”

It’s not the time to panic, Shumer said. Instead, the best thing to do is to become deeply familiar with AI. “This might be the most important year of your career,” he wrote.

“I don’t say that to stress you out. I say it because right now, there is a brief window where most people at most companies are still ignoring this,” he wrote. “The person who walks into a meeting and says ‘I used AI to do this analysis in an hour instead of three days’ is going to be the most valuable person in the room.”

He’s far from alone in sounding the alarm. Despite disagreement from other tech leaders, Anthropic CEO Dario Amodei remains adamant that AI could wipe out up to half of white collar, entry-level jobs in the next one to five years.

xAI CEO Elon Musk and others have warned that if your job doesn’t involve physical labor, it’s likely to be replaced by AI much more quickly, a view that dovetails with a growing base of economic research.

Shumer’s essay struck a chord, especially with those in tech. Reddit cofounder Alexis Ohanian replied, “Great writeup. Strongly agree.”

“Great advice for how to get ahead in your job at any large company right now,” A16z general partner David Haber wrote.

While the response to the post has been overwhelmingly positive, some X users pointed out the limitations still present in many current AI products, like hallucinations and general inaccuracies.

What changed Shumer’s mind

Shumer said that this moment feels like February 2020, when in a short span of time, news of a spreading pandemic gave way to a worldwide upheaval unseen in modern times that continues to reverberate to this day.

The potential of what AI will change, he wrote, is “much bigger than Covid.”

For Shumer, this moment of realization came with the recent dueling releases of Anthropic’s Opus 4.6 and OpenAI’s GPT-5.3 Codex. Both models are primarily aimed at software engineering. OpenAI said in its release notes that GPT-5.3 Codexis our first model that was instrumental in creating itself.”

“It wasn’t just executing my instructions,” Shumer wrote of his experience with OpenAI’s latest Codex model. “It was making intelligent decisions. It had something that felt, for the first time, like judgment. Like taste. The inexplicable sense of knowing what the right call is that people always said AI would never have.”

AI is now so intelligent, Shumer said, that he can tell the agent what he wants and “walk away from my computer for four hours, and come back to find the work done. Done well.”

In a post on LinkedIn Wednesday morning, Shumer addressed his viral X post.

“Every time someone asks me what’s going on with AI, I give them the safe answer,” he wrote on Wednesday. “Because the real one sounds insane. I’m done doing that.”




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A week of taking care of my 8 and 2-year-old grandkids left me exhausted. It also taught me we all need a little grace.

On day five of caring for my 2-year-old and 8-year-old grandsons full-time, I almost snapped.

I had slept just a few hours and woke up dehydrated, my tongue dry and sticky, my head aching. In the bathroom, I noticed yellow specks on the porcelain rim. Not surprising with a 2-year-old in the house.

But then, at 7 a.m., there it was: a puddle circling the toilet with a musty odor rising from it. I flicked on the fan, reached for a paper towel to sop up the mess, and cautioned myself against overreacting.


Grandma and grandchild walking

The author took care of her grandsons for a week.

Courtesy of Kenny Withrow



My grandson said he could do things himself

Throughout the week, I had offered to help, but George always said he could do it himself. Then, he’d slam the door into its frame.

That puddle challenged my composure. “Keep calm,” I told myself. “He’s only 2, and at least you’re not changing poopy diapers.”

George knocked and asked if I was taking a shower. I stepped into the hallway and let him know I wasn’t happy.

No answer.

I told him there was pee all over the floor.

Both Grandpa and his older brother, Stanley, had shown him how to pee in a toilet, but apparently, George liked to lift the seat and aim for the circular opening. I’d watched him steer an RC car through impossible turns, so aiming into a toilet shouldn’t have been difficult.


Grandparents with grandchidlren

The youngest grandson is a grandpa boy.

Courtesy of Kenny Withrow



George dropped his head. This non-stop chatterer went silent. He turned toward the wall and buried his face in his shoulder.

After breakfast, George became his talkative self again as he drove trucks through kinetic sand, performed somersaults off the couch, and wheeled his scooter from room to room. When he needed a bathroom break, he opted for nature pees in the backyard.

But then, as I made lunch, George scooted into the bathroom and slammed the door.

I gave him some time, then slowly, silently, peeked inside. He wasn’t sitting. He wasn’t standing. He was kneeling — reaching toward the back wall with a gigantic wad of toilet paper. The bowl was clogged with more paper — voluminous amounts of it.

What I wanted to say: WE TALKED ABOUT THIS!

What I actually said: Nothing. I just sighed.

My grandkids taught me an important lesson

That’s when big brother Stanley intervened. During the day, George followed Stanley around, imitating his every move. At night, they shared a bedroom. They had bunk beds, but instead of using the top and bottom, George and Stanley chose to sleep side by side, arms around each other, in the bottom bunk.

Stanley took one look at George on his knees, flashed a big smile, and suggested I praise him for his good work.


Family brushing teeth together

The author learned an important lesson from her grandkids.

Courtesy of the author



Then Stanley looked right at George and told him what a good boy he was. No mention of clogging the toilet. No scolding that the mess was unnecessary. No criticism of the sticky wet floor. Not even a reminder to wash his hands. Just arms open for a hug.

I stood there speechless for a few seconds. Where I saw disaster, Stanley saw effort. While I considered a lecture, he opened his arms.

I herded both boys to the sink for hand washing before lunch. After a bite to eat, we played with Monster Trucks, and when George got cranky, I put him in bed for a nap. Then I played cards with Stanley and cleaned the bathroom with chlorine bleach.

When George woke up, my husband suggested an hour at the park. With Stanley at a friend’s house, George, Grandpa, and I headed off on foot.

They taught me we all need a little grace

George is Grandpa’s boy. Every sentence begins, “Grandpa, watch…” or “Grandpa, look at this…” or “Grandpa, can I….” He holds Grandpa’s hand in every parking lot and sits in Grandpa’s lap for every book.

But as we approached an intersection and Grandpa prompted him to hold hands, George surprised me.

Instead of taking Grandpa’s hand, he reached for me, squeezed my palm, and held on long after we crossed the street. His tiny fingers curled into my fist said he wanted us to be right again.

At bedtime, when he usually chose Grandpa, George asked me to read him a book. Five books. We didn’t talk about bathrooms or disinfectants or a better aim. I just snuggled him in my lap, pulled a blanket over us, and read the words slowly, to enjoy the story a little longer. I tucked him under the covers with Doggie, his favorite stuffed toy. I kissed him and said I love you.


Grandparents with kids

Courtesy of the author



It was 8 p.m. when I joined Grandpa in the living room, too tired to read my own book, pick up stray Hot Wheels, or empty the dishwasher. Longing for bed myself, I thought about the last several hours and what I should have done better.

And I realized the lesson of the day was not how to pee into a toilet, reason with a 2-year-old, or keep a bathroom spic and span.

The lesson was that we all need a little grace.

Stanley praised George, not for succeeding, but for trying. When was the last time I’d done that?

In our world of high expectations, perfection often feels like the goal. We’re so conditioned to correct and fix — our children, coworkers, or strangers on Instagram — that we forget what encouragement looks like.

And then there was George. Without words, he reached for my hand, an ordinary kindness with extraordinary power. Adults often forget this truth, too, that love repairs itself with simple gestures.

The best love, I realized, isn’t earned through perfection, but offered in the middle of our messes.




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