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My friend lent me $150,000 from his kids’ college fund so I could start my business. We are now both millionaires.

This as-told-to essay is based on a conversation with Scott Houdashell and his cofounder, Curtis McGill, co-founders of Hey Buddy Hey Pal. It has been edited for length and clarity.

Back in 2015, I was hanging out at my friend Curtis’s house, dying Easter eggs with his kids. All of a sudden, I looked around and thought, “Where did the kids go?” Curtis told me they were bored with watching hard-boiled eggs slowly turn colors.

I told Curtis to get me a hot glue stick, a drill, and some markers. I had an idea for how to get the kids off their tablets and back to the table. Using those rudimentary items, I created a system to spin the egg, letting the kids decorate it with markers.

Soon, Curtis’ kids — who I consider my nieces and nephews — were mesmerized. They couldn’t wait to have a turn. As I drove home that night, I had a feeling that this was my lightning-in-a-bottle moment: an idea that would change our lives.

I didn’t hesitate to take my friend’s loan

When I told Curtis I was serious about making the egg-decorating toy, he didn’t tell me I was nuts. Instead, he offered to invest. It wasn’t the first time Curtis had invested in a friend. He trades commodities and has more financial wiggle room than I do, since I run my own insurance company.

Curtis borrowed $150,000 against his kids’ college funds and loaned it to me at 10% interest. While Curtis worked on the finances, I spent time in my wood shop, creating a rough prototype and breaking many eggs along the way.


EggMasing Mini

The egg decorator now generates over $8 million in annual sales. 

Courtesy of EggMazing



I wasn’t worried about taking a loan from Curtis and his wife. We’d met about 15 years before that, playing music together. We had a deep relationship. We both knew I would work my tail off to make sure he was paid back, even if I had to sell the toys door-to-door.

A viral video helped kick-start our success

In March 2017, a shipping container with 10,000 Eggmazing Egg Decorators arrived at the building that housed my insurance company. Curtis and I stacked the boxes everywhere, leaving only a pathway to my office and one to the bathroom.

We had about 40 days till Easter, and no idea how to sell a toy.

We brought some to local toy shops, where owners agreed they were cool. One shop owner connected us with the toy retail association, which boosted sales. Then, a video featuring the Eggmazing decorator went viral.

That’s when I learned, be careful what you hope and pray for. Within 23 days, we’d sold all 10,000 units, and we were in the toy business.

Our finances have changed, but our relationship hasn’t

That summer, we went to a toy trade show and left with more than $1 million in purchase orders. From there, things moved quickly. We went on “Shark Tank” — a show Curtis and I had been watching together for years — and made a deal with Lori Greiner.


Peeps egg decorators

The brand has made partnerships with iconic Easter brands suchs as Peeps. 

Courtes of EggMazing.



Our company, Hey Buddy Hey Pal, is named for the way Curtis and I have always greeted each other. Today, it does over $8 million in annual revenue.

I paid back Curtis’ loan within seven months, then said to him, “I can’t wait until you become a millionaire.” I’m the majority owner, so that would mean I was a millionaire too, but saying that wasn’t selfish; I was just so grateful to be on this journey with my friend.

The Eggmazing decorator has changed our lives. I lived in a townhouse for most of the time I knew Curtis. Now, I own a house and two planes. Curtis’ three kids — who probably would have gone to college in-state — have had access to an outstanding education.

Through it all, our relationship hasn’t changed. We’re brothers. Even if this all blew up tomorrow, I know I can always call Curtis and say, “Hey buddy,” and he’ll reply, “Hey pal.”




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Billionaire investor Chamath Palihapitiya sparred with an X user over an investment loss — then offered to fund his daughters’ college

After sparring with an X user over an investment loss, billionaire investor Chamath Palihapitiya offered to fund the user’s daughters’ college accounts.

In an X post on Thursday evening, Palihapitiya wrote: “This guy clapped at me. I clapped back. We then spoke.”

“I also think he was very mature in how he internalized our conversation. Onwards!” he said, adding that he “funded his two daughters’ college accounts.”

The back-and-forth began after an X user 0xParabolic_ criticized Palihapitiya over a losing investment.

In an X post responding to the attention the exchange received, the user wrote: “a lot of people saw my replies to @chamath so I want to make something clear.”

“I’m fully aware any losses I incurred are on me,” he said.

After Palihapitiya saw his criticism, the two spoke privately, according to the user.

The conversation made him “stop and think,” the X user said, adding that “most usually don’t get that kind of opportunity, and I appreciated him taking the time.”

“At the end of the day, investing carries risk, lessons are learned, and as they say, there’s no crying in the casino,” 0xParabolic_ wrote.

He added that he was “extremely grateful for the very generous contribution” Palihapitiya made to his daughter’s college funds.

At press time, the X user’s posts criticizing Palihapitiya were no longer visible on the platform.

Palihapitiya is active on social media, frequently weighing in on markets, technology, and venture investing.

The billionaire investor rose to prominence as an early Facebook executive before launching Silicon Valley VC firm Social Capital, which has backed a number of startups and later became known for its role in the SPAC boom of the early 2020s.

His investments have drawn both praise and criticism over the years, particularly during the SPAC frenzy, when several companies he helped take public later saw their shares slump.




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Bill Ackman attends 2025 Pershing Square Foundation MIND and Cancer Prize Award Dinner at The Pool on May 22, 2025 in New York.

Bill Ackman’s hedge fund reveals big stake in Meta — ‘one of the clearest beneficiaries of AI integration’


Michael Ostuni/Patrick McMullan via Getty Images

  • Bill Ackman’s Pershing Square has invested roughly 10% of its capital in Meta.
  • The fund told investors Meta is set to be “one of the clearest beneficiaries of AI integration.”
  • Meta has been plowing cash into data center projects, which Ackman’s firm expect to pay off long-term.

Bill Ackman is betting big on Meta — saying it believes it to be “one of the clearest beneficiaries of AI integration.”

The billionaire investor’s Pershing Square hedge fund revealed Wednesday that it has invested around 10% of its capital in Meta, or approximately $2 billion, as of the end of December.

“We believe Meta’s current share price underappreciates the company’s long-term upside potential from AI and represents a deeply discounted valuation for one of the world’s greatest businesses,” the presentation said.

At around $668 per share on Wednesday afternoon, Meta’s stock price is roughly flat in 2026 so far, and down approximately 7% from one year ago.

Pershing Square also revealed it had allocated 13% of its fund to Amazon as of the end of 2025, and a 2% position in Hertz in late 2024.

Wall Street has been less than enthusiastic about some of Big Tech’s planned capital expenditure plans, but Meta’s budget-busting $135 billion forecasted spend was rewarded last month with a short-lived 8% bump the share price.

Either way, Ackman’s team says they’re very much on board with the strategy.

“We believe concerns around META’s AI-related spending initiatives are underestimating the company’s long-term upside potential from AI,” the presentation said.


Pershing's Meta investment thesis

Pershing Square’s investment thesis for its stake in Meta.

Pershing Square



The presentation also said Meta’s 3.5 billion users are increasing at a steady clip, setting the company up as the “dominant” leader in digital ads.

“Meta’s business model is one of the clearest beneficiaries of AI integration,” the presentation said.




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The Senate just voted to fund the government — but it’ll still partially shut down for a few days anyway

The US federal government is shutting down again, but it won’t be like last time.

Funding for a slew of federal agencies runs out at midnight late on Friday, and lawmakers on Capitol Hill failed to send a series of bills to fund those agencies to President Donald Trump’s desk in time.

Even though the Senate passed a series of bills to fund the government on Friday, the House is not set to vote on them until late Monday at the earliest, meaning the shutdown will last at least a few days.

Some parts of the federal government have already been funded, meaning that the shutdown, even if it drags out, is only partial.

Additionally, it’s unlikely that this shutdown will last as long as the one that began in October, which stretched for 43 days and became the longest government shutdown in American history.

Here’s what could be affected — and what won’t be

In October, funding for the entire federal government was being held up, and the shutdown was far-reaching. This time, some parts of the federal government would remain operational.

That’s because Congress has already passed a series of spending bills that fund agencies and programs through September 30.

Among those programs are SNAP and WIC, which were notably affected by the previous shutdown. Additionally, national parks would likely remain open, veterans would continue to receive benefits through the Department of Veterans Affairs, and staff on Capitol Hill would continue to be paid.

But plenty of other government agencies and programs would be affected if the shutdown drags out, including the Department of Defense (including troops), the State Department, the Treasury Department, the Transportation Security Administration, and the Federal Emergency Management Agency.

Notably, Immigration and Customs Enforcement (ICE) and Customs and Border Protection would remain operational, even though it’s funded via the Department of Homeland Security.

That’s because DHS received $190 billion in funding via the “One Big Beautiful Bill Act” in July, including $75 billion for ICE and roughly $65 billion for CBP.

It’s unlikely to last as long as before

Unlike in the fall, lawmakers in both parties are working together to try to resolve the situation as quickly as possible.

The odds of a shutdown first rose following the fatal shooting of Alex Pretti by Border Patrol agents in Minneapolis on Saturday.

Democrats vowed to oppose a bill to fund the Department of Homeland Security, which oversees ICE and CBP, until reforms to immigration enforcement are made.

The House had already passed a package of six funding bills, including the DHS bill, and they had been stitched together into one package in the Senate.

The Senate has now passed a reformulated version of that package, with DHS funding continuing for only two weeks to allow for a renegotiation.

It’s unclear as of now whether that package will pass the House when lawmakers return to the lower chamber next week.




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