12-high-paying-jobs-that-dont-need-a-college-degree-and.jpeg

12 high-paying jobs that don’t need a college degree and are projected to grow over the next decade

  • Business Insider looked at jobs projected to grow that typically pay at least $75,000 and don’t require a college degree.
  • First-line supervisors of construction trades and extraction workers ranked No. 1 based on our methodology.
  • Some of the jobs usually require related work experience.

Depending on the position, a high school diploma could be the ticket to a growing, high-paying job.

Business Insider looked at wages and growth projections for jobs that usually need a high school diploma, its equivalent, or a postsecondary nondegree award. We then took the geometric mean of the ones that pay at least $75,000, based on 2024 median annual wage data, and are expected to need more workers, based on projected employment growth from 2024 to 2034. We then ranked the jobs, with the larger the geometric mean, the better the rank.

Many of the top 12 fell into one of three job groups: construction and extraction; protective service; or installation, maintenance, and repair.

First-line supervisors of construction trades and extraction workers took the top spot. Employment of these supervisors is expected to grow by 49,000 from its 2024 level, and they typically make about $79,000 annually. It’s also one of the roles that typically don’t require a degree, but often require job seekers to have relevant experience.

Employers may be interested in candidates with higher educational attainment. The Bureau of Labor Statistics said commercial pilots usually need a postsecondary nondegree award, but some employers may prefer a degree or even require it.

Below are the top 12, along with information from the Bureau of Labor Statistics.

12. Elevator and escalator installers and repairers


Svetlana Verbitskaya/Getty Images

Median annual wage: $106,580

Job growth: 1,200

Typical education required: High school diploma or equivalent

11. Electrical and electronics repairers, powerhouse, substation, and relay


A worker with a hard hat is working in a power substation


Shinyfamily/Getty Images

Median annual wage: $100,940

Job growth: 1,300

Typical education required: Postsecondary nondegree award

10. Avionics technicians


Avionics technician checking an aircraft


Monty Rakusen/Getty Images

Median annual wage: $81,390

Job growth: 1,700

Typical education required: Postsecondary nondegree award

9. First-line supervisors of firefighting and prevention workers


Fire engine


carlofranco/Getty Images

Median annual wage: $92,430

Job growth: 3,400

Typical education required: Postsecondary nondegree award

8. Commercial pilots


Two pilots working


AlexeyPetrov/Getty Images

Median annual wage: $122,670

Job growth: 2,800

Typical education required: Postsecondary nondegree award

7. Aircraft mechanics and service technicians


Two people doing aircraft maintenance


Monty Rakusen/Getty Images

Median annual wage: $78,680

Job growth: 5,600

Typical education required: Postsecondary nondegree award

6. First-line supervisors of police and detectives


Yellow tape that says


kali9/Getty Images

Median annual wage: $105,980

Job growth: 4,600

Typical education required: High school diploma or equivalent

5. Electrical power-line installers and repairers


Electrical power line technician working outside and looking at a tablet


RyanJLane/Getty Images

Median annual wage: $92,560

Job growth: 8,400

Typical education required: High school diploma or equivalent

4. Transportation, storage, and distribution managers


People wearing hard hats are talking in a warehouse


MoMo Productions/Getty Images

Median annual wage: $102,010

Job growth: 13,100

Typical education required: High school diploma or equivalent

3. First-line supervisors of mechanics, installers, and repairers


Manager and technician with a vehicle


Nitat Termmee/Getty Images

Median annual wage: $78,300

Job growth: 19,100

Typical education required: High school diploma or equivalent

2. Police and sheriff’s patrol officers


Police vehicles


Douglas Sacha/Getty Images

Median annual wage: $76,290

Job growth: 22,000

Typical education required: High school diploma or equivalent

1. First-line supervisors of construction trades and extraction workers


Construction workers


Vukasin Stanojlovic/Getty Images

Median annual wage: $78,690

Job growth: 49,000

Typical education required: High school diploma or equivalent




Source link

Bull

Median household wealth for Black Americans is projected to hit $0 by 2053. My estate plan is designed to protect me from that.

  • I’m working hard to build wealth, and I want to make sure it lasts forever.
  • My estate plan is designed to maintain my assets and ensure I don’t leave any surprise debt behind.
  • This article is part of “My Financial Life,” a series helping people live and spend better.

Estate planning is a fancy way of saying you’re planning for the future — a time when you’ll be unable to manage your health and wealth.

Many people focus on financial planning, but not as many think about the broader picture. However, the process doesn’t need to be complicated — it’s a matter of creating legal documents appointing people to speak and act for you.

I’m an estate-planning attorney, and I’ve seen how important this process is and where some people’s plans fall short.

I want to continue helping others after I’m physically unable to do so. A 2017 study by the Institute for Policy Studies looking at long-term projections for the racial wealth gap found that median Black household wealth could reach zero by 2053. That means my long-term goals need to factor into my estate plan to secure generational wealth.

I want to thrive today and help my future beneficiaries avoid conflicts, excessive taxes, financial burdens, and disputes that could cost time and money.

My financial plan and my estate are intertwined

I considered several questions about my estate when deciding on my financial goals:

  1. When I reflect on the wealth I have — and the wealth I’m building — what do I want done with it when I die?
  2. Who is or will be capable of managing my assets?
  3. What will happen to my digital legacy — my online accounts, digital files, pictures, and investments?
  4. What tax consequences will my choices have now and in the future?
  5. How will I keep my estate plan and financial plan updated as my life changes?

My estate plan consists of a financial power of attorney, an advance directive, a guardian nomination, a will, and a trust. As an estate-planning attorney, I frequently encounter families who created a trust but didn’t understand how it works and don’t have a plan for its upkeep.

My estate plan is designed to support all the assets I leave behind and ensure the financial moves I’m making now stay on track. For example, if I buy a house, I have to make sure there’s a plan so my trust (and the trustees I leave in charge) can continue paying for the house. I’m accounting for a mortgage, maintenance and remodeling costs, and property taxes. In one case I saw property taxes go from $3,000 to $11,000 a year following a property transfer.

I want to minimize the debt my trust will have to pay off

If your estate plan is set up correctly, some debts cannot be collected after death. I’ve chosen to save, invest, and pay down debts to minimize the bills my estate and trust would be responsible for. Considering my estate plan early in life will help me figure out which debts I should pay off first.

When it comes to my plans, the most important part is educating the people around me about my moves and my wishes. It’s easy for your plan to fail when the people you leave in charge don’t know what to do or how to do it. Having financial conversations and being transparent is the best way to ensure my financial and estate plans remain on track.

My goal is to create a comprehensive financial road map that will address my current needs and future aspirations. I’ve thought about my financial stability at every stage of life. I’ve found it helps to think about your long-term goals and values first. Then you can ask yourself the big questions — the who, what, why, and how — and get the ball rolling.

 


Source link